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Sunshine and Savings ☀️

Get access to my free credit, money-saving, and travel resources, including free printables, planners, debt calculators and more. Plus, you'll get practical tips from me, credit expert Michelle Lambright Black, delivered straight to your inbox.

No more than two emails a month. Just useful advice, free resources, and a little sunshine.

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I’m Michelle Lambright Black,
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Sunshine and Savings is a newsletter about credit, money, and travel for busy women who want trustworthy information without spending hours searching for it.

Consider this a brighter corner of the internet where we can sort through complicated questions together, find ways to make life easier, and occasionally forget the budget while we dream about what we're buying or where we're traveling next. 

Then we'll make a real plan to get there without debt or sacrificing financial goals.

By Michelle Lambright Black, award-winning financial journalist and nationally recognized credit expert.

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michellelblack

Michelle Lambright Black | CreditWriter.com

@michellelblack ·
6 Oct

The “just be smarter with your money” crowd is about to clutch their pearls.

Money is tight. If your income doesn’t cover the basics, that is not a discipline problem. But if strict budgets never stick, build one for real life: bills, kids, surprises, goals, & queso. 🗑️

#budget

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michellelblack

Michelle Lambright Black | CreditWriter.com

@michellelblack ·
6 Oct

I picked a TERRIBLE month to challenge myself to move every day. 🤧😂

School germs finally got me, but I still showed up.

Day 5/31 ✓
💵 $25 saved
⏳ 26 days to go

At this point, I’m curious how this ends too. 😂
#MoveAndSave #SavingChallenge #savings

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michellelblack

Michelle Lambright Black | CreditWriter.com

@michellelblack ·
5 Oct

☀️BRIGHT DEAL ALERT: Target Circle Deal Days are here, & new Target Circle members can stack another 15% off when they sign up.

I 💜 a good deal! Just remember, a sale isn’t savings if it puts you in credit card debt or wrecks your budget. 😉

#TargetCircleDealDays #TargetDeals

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Michelle Lambright Black | CreditWriter.com

@michellelblack ·
5 Oct

Your goals shouldn’t only work on your BEST days.

I’m fighting school germs, southern humidity attacked my hair, and I REALLY wanted my couch. 😂

But I walked.

Day 4/31 ✓
💵 $20 saved

Now: blanket + Harry Potter. ⚡️😂

#MoveAndSave #savingschallenge

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michellelblack

Michelle Lambright Black | CreditWriter.com

@michellelblack ·
4 Oct

In case you missed it… ☀️💵

Sunshine & Savings Issue #4 is live!

We’re talking realistic budgeting, making room for FUN + I’ve got 2 free printable money trackers for you.

Read it here 👇

https://creditwriter.com/how-we-budget-without-traditional-budgeting/

#SunshineAndSavings #personalfinance

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