No matter the size of your holiday budget, finding ways to stretch your hard earned money is a smart idea. There is no shame in looking for ways to get the most bang for your Christmas buck. Here are 7 simple ways to help stretch your holiday budget…
How to Black Friday Without Destroying Your Budget
Updated November 18, 2021 The way you feel about Black Friday depends a lot on your finances and your personality. You might look forward to the excitement of Black Friday with gleeful anticipation. On the other hand, the thought of Black Friday deal hunting might fill you with…
Will Asking for a Credit Limit Increase Help Your Credit Scores?
When it comes to improving your credit, a lot of different strategies can help you to reach your goal. Paying your bills on time, every time is the first place you should start. Checking your three credit reports for accuracy is also important. You may be able to…
Should I Consolidate My Credit Card Debt?
Do you feel like your credit card debt is suffocating you? Are high interest fees taking a big bite out of your hard-earned income every month? If so, the time for action is now. Once you acknowledge that your credit card debt has gotten out of control, it…
Stop – You Should Never Pay to Be Added to a Tradeline
The desire to earn better credit is not only understandable, it is also incredibly smart. The condition of your credit will have a big influence over your financial life. Want to purchase a home or vehicle? Your 3 credit reports and scores play a big role in your…
20 Facts About Credit You Need to Know In Your 20s
As a young adult there will undoubtedly come a time when you will ask yourself the question, “Why didn’t I learn about how to manage my credit during high school or college?” After all, you learned the formula to accurately calculate the area of a parallelogram with the…