Everyone loves earning perks, benefits, and bonuses, right? Credit card reward programs, brand loyalty programs, and even grocery store discount cards are built upon this very concept. Yet while most people can easily recognize the value of a credit card rewards program, there are still many consumers who…
5 Proven Ways to Help Your Credit Scores Climb
Achieving and maintaining great credit is a lifelong commitment, or at least it should be. After all, your credit reports and scores exert a tremendous amount of influence over your life and finances. Your credit can impact your ability to purchase a home, purchase a vehicle, land your…
Credit Problems Mean Stress, Especially for Women
No one enjoys credit and money problems. Stress, financial issues, and bad credit quite commonly go hand in hand. However, new research from Elevate’s Center for the New Middle Class shows evidence that women may feel the hardest hit where financial stress is concerned. The study suggests that…
How You Can Protect Your Marriage from Credit and Money Problems
Financial problems, divorce, and trashed credit reports often go hand in hand…in hand. In fact, some studies suggest that up to 80% of divorces cite financial problems as the primary factor leading to the dissolution of the marriage. It is no secret that divorce tends to cause major…
5 Ways You Could Accidentally Mess Up Your Mortgage Approval
Home buying can be both an exciting and simultaneously stressful process. Receiving a pre-approval letter from your mortgage loan officer can often be a huge relief. After all, a pre-approval is an important step toward purchasing the home you have been dreaming about. Yet it is important to…
Building a Credit Score from Scratch
Updated October 27, 2021 You have to be careful about the advice you follow when it comes to your credit —especially when building credit for the first time. Have you ever Googled for credit tips? If so, you probably discovered a tsunami of articles and ideas clamoring to…