There are many holiday traditions which are beautiful, meaningful, and worth repeating every year. The tradition of holiday overspending has become all too common among American consumers. It’s a tradition worth breaking. . .but that can be easier said than done. The temptation to overspend during the holidays…
Category: Budgeting
7 Tips to Stretch Your Christmas Budget
No matter the size of your holiday budget, finding ways to stretch your hard earned money is a smart idea. There is no shame in looking for ways to get the most bang for your Christmas buck. Here are 7 simple ways to help stretch your holiday budget…
How to Black Friday Without Destroying Your Budget
Updated November 18, 2021 The way you feel about Black Friday depends a lot on your finances and your personality. You might look forward to the excitement of Black Friday with gleeful anticipation. On the other hand, the thought of Black Friday deal hunting might fill you with…
Should I Consolidate My Credit Card Debt?
Do you feel like your credit card debt is suffocating you? Are high interest fees taking a big bite out of your hard-earned income every month? If so, the time for action is now. Once you acknowledge that your credit card debt has gotten out of control, it…
What Is Credit Utilization and Why Is It So Important to Your Credit Scores?
Updated September 27, 2021 If you want to earn great credit scores, pay your bills on time every month. The previous statement is good advice; however, it is also incomplete. Paying your bills on time is not enough to achieve and maintain great credit scores. Only 35% of…