Updated November 14, 2021 Credit savvy consumers know that letting too many lenders pull their credit report in a short period of time might be a bad idea. If you weren’t aware that excessive credit pulls (aka credit inquiries) have the potential to hurt your credit score, that’s…
Category: Credit Scores
5 Steps To Prepare Your Credit for a Mortgage
Congratulations on making the decision to become a homeowner. With low interest rates, tax advantages, and a host of other benefits that come along with purchasing a home, there are many reasons why buying a home can be a smart money move. You can set yourself up for…
Why Is the Credit Score My Lender Checked Different Than the Credit Score I See Online?
Updated October 7, 2021 If credit scores confuse you, you are not alone. Between 37 to 58 percent of consumers indicated that their level of credit score knowledge was either fair or poor in a credit score survey released by VantageScore Solutions and Consumer Federation of America last…
5 Expert Tips on Negotiating with Debt Collectors
For the average person, attempting to negotiate with a debt collector can be perhaps one of the most intimidating and unpleasant experiences ever. If you are trying to negotiate with a debt collector on your own, here are five important tips to help. Keep these in mind before…
Will Asking for a Credit Limit Increase Help Your Credit Scores?
When it comes to improving your credit, a lot of different strategies can help you to reach your goal. Paying your bills on time, every time is the first place you should start. Checking your three credit reports for accuracy is also important. You may be able to…
Perks You Can Land with Killer Credit Scores
Everyone loves earning perks, benefits, and bonuses, right? Credit card reward programs, brand loyalty programs, and even grocery store discount cards are built upon this very concept. Yet while most people can easily recognize the value of a credit card rewards program, there are still many consumers who…