Updated November 14, 2021 Credit savvy consumers know that letting too many lenders pull their credit report in a short period of time might be a bad idea. If you weren’t aware that excessive credit pulls (aka credit inquiries) have the potential to hurt your credit score, that’s…
Category: Credit Scoring
Why Is the Credit Score My Lender Checked Different Than the Credit Score I See Online?
Updated October 7, 2021 If credit scores confuse you, you are not alone. Between 37 to 58 percent of consumers indicated that their level of credit score knowledge was either fair or poor in a credit score survey released by VantageScore Solutions and Consumer Federation of America last…
Stop – You Should Never Pay to Be Added to a Tradeline
The desire to earn better credit is not only understandable, it is also incredibly smart. The condition of your credit will have a big influence over your financial life. Want to purchase a home or vehicle? Your 3 credit reports and scores play a big role in your…
Perks You Can Land with Killer Credit Scores
Everyone loves earning perks, benefits, and bonuses, right? Credit card reward programs, brand loyalty programs, and even grocery store discount cards are built upon this very concept. Yet while most people can easily recognize the value of a credit card rewards program, there are still many consumers who…
5 Proven Ways to Help Your Credit Scores Climb
Achieving and maintaining great credit is a lifelong commitment, or at least it should be. After all, your credit reports and scores exert a tremendous amount of influence over your life and finances. Your credit can impact your ability to purchase a home, purchase a vehicle, land your…
Building a Credit Score from Scratch
Updated October 27, 2021 You have to be careful about the advice you follow when it comes to your credit —especially when building credit for the first time. Have you ever Googled for credit tips? If so, you probably discovered a tsunami of articles and ideas clamoring to…
