Updated October 7, 2021 If credit scores confuse you, you are not alone. Between 37 to 58 percent of consumers indicated that their level of credit score knowledge was either fair or poor in a credit score survey released by VantageScore Solutions and Consumer Federation of America last…
Category: Credit
Should I Consolidate My Credit Card Debt?
Do you feel like your credit card debt is suffocating you? Are high interest fees taking a big bite out of your hard-earned income every month? If so, the time for action is now. Once you acknowledge that your credit card debt has gotten out of control, it…
20 Facts About Credit You Need to Know In Your 20s
As a young adult there will undoubtedly come a time when you will ask yourself the question, “Why didn’t I learn about how to manage my credit during high school or college?” After all, you learned the formula to accurately calculate the area of a parallelogram with the…
Perks You Can Land with Killer Credit Scores
Everyone loves earning perks, benefits, and bonuses, right? Credit card reward programs, brand loyalty programs, and even grocery store discount cards are built upon this very concept. Yet while most people can easily recognize the value of a credit card rewards program, there are still many consumers who…
5 Proven Ways to Help Your Credit Scores Climb
Achieving and maintaining great credit is a lifelong commitment, or at least it should be. After all, your credit reports and scores exert a tremendous amount of influence over your life and finances. Your credit can impact your ability to purchase a home, purchase a vehicle, land your…
Credit Problems Mean Stress, Especially for Women
No one enjoys credit and money problems. Stress, financial issues, and bad credit quite commonly go hand in hand. However, new research from Elevate’s Center for the New Middle Class shows evidence that women may feel the hardest hit where financial stress is concerned. The study suggests that…