For the average person, attempting to negotiate with a debt collector can be perhaps one of the most intimidating and unpleasant experiences ever. If you are trying to negotiate with a debt collector on your own, here are five important tips to help. Keep these in mind before…
Category: Debt
How to Black Friday Without Destroying Your Budget
Updated November 18, 2021 The way you feel about Black Friday depends a lot on your finances and your personality. You might look forward to the excitement of Black Friday with gleeful anticipation. On the other hand, the thought of Black Friday deal hunting might fill you with…
Will Asking for a Credit Limit Increase Help Your Credit Scores?
When it comes to improving your credit, a lot of different strategies can help you to reach your goal. Paying your bills on time, every time is the first place you should start. Checking your three credit reports for accuracy is also important. You may be able to…
Should I Consolidate My Credit Card Debt?
Do you feel like your credit card debt is suffocating you? Are high interest fees taking a big bite out of your hard-earned income every month? If so, the time for action is now. Once you acknowledge that your credit card debt has gotten out of control, it…
Credit Problems Mean Stress, Especially for Women
No one enjoys credit and money problems. Stress, financial issues, and bad credit quite commonly go hand in hand. However, new research from Elevate’s Center for the New Middle Class shows evidence that women may feel the hardest hit where financial stress is concerned. The study suggests that…